Cambridge Office: 01223 792550
Bury St Edmunds Office: 01284 413340

Contractors All Risks Insurance

Contractors All Risks Insurance, otherwise known as Contract Works Insurance, combines essential areas of cover into one straight-forward policy.

This policy can be an important part of business insurance for a wide variety of contractors of all sizes, from electricians and plasterers to builders and property developers.

Regardless of the size of your contract, it is likely that you (the contractor) are fully responsible for the new works and materials until completion and handover to the customer. If disaster strikes while you’re responsible, you could be liable for the substantial cost of reinstating the works. Theft of materials delivered to site can eat into your profit margin significantly.

Cover can be arranged on a single contract basis but more cost effectively on an annual basis covering all contracts undertaken in the year. An annual policy also has the advantage of being able to include other essential insurance protection such as Employers Liability and Public Liability all within one document, ensuring that you have comprehensive business insurance cover.

Additional cover can also include:

  • Designated contract materials stored on your own premises.
  • Loss or damage to your own constructional plant and equipment.
  • Your legal liability to pay compensation for loss or damage to plant hired in, including payment of continuing hire charges.
  • Loss or damage to employees’ tools.

To discuss your requirements and get a quote, contact our experienced Commercial Insurance Team in either Cambridge or Bury St Edmunds.

Contact us

Cambridge Office

Commercial Insurance Team

01223 792550

Bury St Edmunds Office

Commercial Insurance Team

01284 413340

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