The regular inspection, by a competent person, of many items of plant and machinery is compulsory by legislation such as Provision of Work Equipment Regulations,1998 (PUWER), the Lifting Operations and Lifting Equipment Regulations, 1998 (LOLER) and the Pressure Systems Safety Regulations, 2000. In addition the Health and Safety at Work Act, 1974 places an obligation on Employers to ensure a safe working environment and inspections of plant and equipment can help with this. Gibbs Denley can arrange this service for you. Inspections are commonly carried out by specialist engineers employed by insurance companies. However, we also have access to independent companies that often enables us to make a cost saving to your benefit. Items of equipment requiring a compulsory inspection are many and varied but typical examples are as follows:-
In addition to an inspection service plant under pressure can explode sometimes causing substantial damage, electrical and mechanical equipment can breakdown, and any machinery can suffer accidental damage in situ or whilst being moved or installed. Such events can be very costly but insurance protection is available against such losses. Our experience will help you to establish a sensible insurance programme following an analysis of the risks and consideration of cover already provided as part of other policies. Breakdown or damage to process or manufacturing equipment can also result in a significant interruption to your business. We can arrange a policy covering such Loss of Profit or deterioration of frozen or chilled food stock. When hiring plant and equipment the usual hiring conditions place an enormous financial burden on you in the even of loss or damage to such equipment even if it is hired in with the owners own driver. Gibbs Denley will arrange a policy that will cover this legal liability for you.
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